How Employers Can Use Your Credit History During the Hiring Process

In the US, many employers have the right to look over your credit report before hiring you. Some say it’s justified for “trust” purposes. Others say it’s unfair to minorities or to those who are low income. The good news is there are some states where employers are prohibited from using your credit score against you. These states include:

Delaware
Connecticut
Colorado
California
Hawaii
Maryland
Illinois
Vermont
Washington
Oregon
Nevada

Although the state of New York hasn’t banned this practice, the city of New York has, which is a relief for many job seekers. Keep in mind that there are still some professions where it’s still legal to check your credit report such as some government positions.

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